This policy covers all Assets/ Plants and Machinery of the insured. The policy covers
virtually every insurable peril except those specifically excluded in the policy.

Our Fire and Allied Perils policy has been designed to cover losses or damages to your property resulting from Fire, Explosion and Lightning. It also covers loss or damage arising from such perils as Impact [usually by vehicles or animals], riot & strike, bursting or overflowing of water tanks, apparatus or pipes, flood, earthquake, hurricane, tornado, windstorm, cyclone, aircraft or any other aerial device.

Such properties as office equipment, stocks, raw materials, furniture and fittings, plants and other equipment may also be covered.

Our compulsory fire insurance for commercial properties extends to cover collapse of the building, material damage and legal liabilities to the third parties.

Sections 218 and 219 of the Insurance Act 2021 (Act 1061) make it compulsory for all private buildings under construction or completed and used for commercial purposes to obtain Fire insurance.

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