Star Personal Guard – Timber & Wood Workers Union

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I/We warrant that the above statements and particulars are true and I/We hereby agree that this Declaration shall be held to be a promissory and of continuing effect and shall form the basis of and be deemed to be incorporate in the Contract between me/us and STAR ASSURANCE COMPANY and I am/We are willing to accept a Policy subject to the Terms prescribed by the Company.
For payment Dial *718*25*384# and follow the prompt

Frequently Asked Questions

Star Personal Guard is tailor-made no-frills personal accident policy for everyone. It covers Death, Permanent Disablement and Medical Expenses.

The policy has three (3) main limited options for its target market. We have the Silver, Gold and Platinum options.

The Silver Cover provides a Death and Permanent Disability limit of GHS 5,000 and medical Expense limit of GHC 1,000.

Why should I get Personal Accident Insurance?

Personal Accident Insurance can protect you and your family from the loss of income that results in not being able to work. Depending on cover chosen, an accident could pay a benefit as a result of death or injury. You’ll be covered for accidents that happen at work, during exercise, on your commute or travelling on holiday anywhere in the world.

One aspect of being involved in an accident that many don’t consider is the stress caused by financial commitments.

What is the Age limit?

What's excluded in a Personal Accident Policy?

Exclusions include:-

Illness or disease unless it’s as a direct result of an accident
Suicide and self-inflicted injuries
Reckless or dangerous behaviour. Including being under the influence of drink or drugs.
Injuries caused by being a professional sportsperson